Your Pet Needs Insurance. Yes, Seriously.

This piece was written by the Cracked Shop to tell you about products that are being sold there.

Did you hop on the quarantine pet train? Good for you! You've given an adorably helpless creature a warm, safe home full of snuggles and treats. We should all be so lucky. But adopting a pet baby means a lot of new responsibilities and, often, expenses. If worse comes to worse and Imogen Snoots gets sick, you could be in for financial heartache as well as actual heartache.

But don't descend into an anxiety spiral just yet -- there are steps you can take to prevent a disaster. You've already got insurance for your car, your stuff, your life, and your health, and now, you can insure your pet's health as well with Lemonade, one of the leading innovators in insurance.

Now, little Paula Beans might try to convince you that she actually doesn't need to go to the vet at all, but Lemonade's pet insurance was carefully developed in collaboration with pet experts and pet parents, who know better than her because they can actually use X-ray machines. Pets are also notoriously poor at budgeting and adjusting coverages, which is why Lemonade makes all of that difficult stuff so easy for them (and you).

Lemonade's plans cover accidents and illness and all of the important (and expensive) diagnostic tests like MRIs, CT scans, and X-rays, but they also insure your pet for prescriptions as well as outpatient, specialty, and emergency care, hospitalization, and surgery. If your dog accidentally eats deer tick poison in the backyard (which is shockingly common -- looking at you, Simon Jowls) or develops a serious disease through no fault of their own like cancer, arthritis, hip dysplasia, heart disease, and more, Lemonade makes sure you're not stuck with an outrageous bill. In addition, Lemonade offers a preventative and wellness add-on that helps keep your dog healthy, canine lollipop included (depending on the coolness of your vet).

Unlike other pet insurance, you can sign up for Lemonade in just a few seconds online. The process is all digital and hassle-free, operated by Lemonade's powerful AI. When it's time to file a claim, Lemonade will process and pay them out as fast as a few minutes. Lemonade's policies are simple, jargon-free, and intuitive, and they offer live chat with medical experts on the Lemonade app. It's no surprise they have award-winning service and their app has earned 4.9 stars on the App Store and 4.5 stars on Google Play.

So you were blindsided by the whole pet insurance thing? No problem. You can get pet insurance from Lemonade today starting as low as $10 a month, plus a 10% discount if you bundle with homeowners or renters insurance. Any leftover money is donated to a charity you choose when you sign up (including several pet-centric causes, since that's your thing now). Check out Lemonade's rates today.